Remortgaging & Mortgage Solicitor Swords
Legal help with your mortgage or remortgage
If you are switching mortgage provider, refinancing a property or taking out a new mortgage, you will generally need a solicitor to complete the legal requirements associated with the loan.
Shannons Solicitors can handle the legal side of your mortgage or remortgage and liaise with your lender to help move the process forward.
What Is Remortgaging?
Remortgaging generally involves replacing an existing mortgage with a new mortgage, either with your current lender or another provider.
People choose to remortgage for many different reasons, including switching lender, obtaining different mortgage terms, refinancing or releasing equity.
The legal process typically involves dealing with the existing mortgage, reviewing the new lender's documentation and registering the new mortgage against the property.
What Does a Solicitor Do When You Remortgage?
Depending on your circumstances, the legal work can include:
Reviewing title documentation
Reviewing your lender's mortgage documents
Completing lender requirements
Carrying out necessary searches
Arranging repayment of an existing mortgage
Drawing down new mortgage funds
Registering the new mortgage
Dealing with associated legal documentation
We'll explain what documents and information we need from you at the beginning of the process.
Switching Mortgage Provider
If you're switching lenders, your new bank will have specific legal requirements that need to be satisfied before your new mortgage can be drawn down.
We can liaise with the relevant lender and deal with the legal documentation required to complete the switch.
Mortgages When Buying a Property
If you're taking out a mortgage as part of a property purchase, we can deal with both the conveyancing and mortgage aspects of the transaction.
This means the legal work relating to your property purchase and your lender can be managed together.
Need a Solicitor for a Mortgage or Remortgage?
Contact Shannons Solicitors in Swords and we'll explain the legal process and what is required to get started.